General Liability
Most small businesses need this coverage. It guards against things like bodily injury, property damage, completed operations and advertising injury that arise from your business. Sometimes people refer to this coverage as "business insurance".
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You may need this coverage if you use your vehicles for your business. This can include traveling between job sites, making deliveries, or transporting tools and equipment. It provides liability and physical damage protection for your business vehicles and trailers.
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COMPENSATION
Another common form of commercial insurance, often required by law, especially for businesses in the construction, manufacturing, repairing or engineering industries. This type of insurance helps protect the company from lawsuits in the case of a work-related injury and accident experienced by an employee – plus can help cover medical costs for an employee injured on the job.
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A growing form of commercial insurance that can cover businesses in the event of data breaches and other cyber security threats. Since many businesses hold a great deal of personal information on their servers, being hacked can have lasting financial repercussions.
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